June 23, 2024
Tin Leg Travel Insurance Review

When traveling, you want to make sure your investment is protected and you’re covered in the event of an emergency. If you’ve spent a good deal of money on prepaid, non-refundable travel expenses or want the peace of mind that comes from having emergency medical coverage during your trip, consider getting travel insurance from one of the best travel insurance providers.

While not among our top picks, Tin Leg has made a name for itself in the travel insurance industry as a reliable and reputable company. In this Tin Leg travel insurance review, we’ll break down its plans and pricing and examine customer feedback to help you decide whether it’s the right travel insurance option for you.

Pros explained

Extensive coverage options

Tin Leg offers a wide range of coverage options to suit different types of travelers. Customers can choose from nine plan tiers covering everything from basic travel mishaps to sports activities, concierge services and even identity theft protection.


Emergency assistance available 24/7

All of Tin Leg’s travel insurance plans include emergency assistance services available 24/7 anywhere in the world. You can get support for a variety of medical and travel emergencies, whether you experience an injury or illness, need to be evacuated for medical reasons, your luggage is lost or delayed, or you need to return home early due to an emergency.


Tin Leg agents can coordinate the return of your rental vehicle, help you communicate with doctors and family members back home, arrange transportation and medical companion services, provide translation support and help you replace lost prescriptions.


Offers coverage for sports activities and equipment

Seven of Tin Leg’s plans include limited coverage for sports activities, provided you’re not participating in a professional sporting event, flying an aircraft or mountain climbing with specialized equipment such as pick-axes, anchors and carabiners. Sports equipment loss is also included in all plans, with the exception of the Tin Leg Basic.


Cons explained

Limited baggage loss coverage

The company’s maximum baggage loss coverage is $2,500 on the Silver plan and $1,000 on the Adventure plan. All Tin Leg’s other plans only cover up to $500 (either per person or per policy), which is well below the maximum other competitors offer for lost baggage and personal effects.


Limited rental car coverage

If you need rental car coverage on your upcoming trip, you’ll have very few options with Tin Leg. This optional coverage, which can reimburse you for expenses related to the theft or damage of a rental vehicle, is available for purchase only with the high-tier Luxury plan.

Tin Leg travel insurance plans

Tin Leg boasts an extensive selection of policies catering to various travel needs. However, comparing the nine different plans can be a little confusing, especially for those buying travel insurance for the first time. Before comparing plans and getting quotes, it can help to first understand what travel insurance covers.


Regardless of the plan you select, Tin Leg provides comprehensive protection that includes coverage for the following:


Trip cancellation

Trip interruption

Delays due to weather

Emergency medical treatment, evacuation and repatriation

Travel delays

Baggage loss or delay

24/7 travel assistance

The key differences between the various plans are covered trip cancellation reasons and emergency medical and evacuation coverage, so you’ll want to focus on these as you decide which plan is best for you.


Tin Leg Economy

The Tin Leg Economy plan is perfect for travelers seeking affordable essential coverage for their trips. This plan includes everything above with a maximum benefit of $20,000 for emergency medical coverage (but preexisting conditions aren’t covered) and $100,000 for medical evacuation and repatriation.


You also get concierge services coverage (e.g. restaurant referrals and reservations and ground-transportation arrangements) at this budget-friendly level.


Tin Leg Standard

The Tin Leg Standard plan provides more extensive protection. It covers trip cancellation due to acts of terrorism or being laid off from work, and provides assistance with costs related to identity theft.

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