June 24, 2024
Square Mouth Travel Insurance Review

Best travel insurance marketplace

SquareMouth is not an insurance provider. It’s a travel insurance comparison site that helps travelers browse, compare and buy their plans. SquareMouth stands out among its competitors as the best travel insurance marketplace for the cost. Read on to learn more about how you can use SquareMouth to save on your next trip.

 

SquareMouth travel insurance pros and cons

Before you book your trip, you might be wondering whether you need insurance to travel.

 

Travel insurance is not required for every destination. But some foreign countries do insist you carry it before crossing their borders as a visitor. Travel insurance is highly recommended for international travel, particularly for the emergency medical expense coverage it provides. That’s because the health insurance you carry in the US doesn’t cover you when you travel abroad. It’s also a good idea to have travel insurance when you have racked up a large number of non-refundable expenses while planning your trip. Travel insurance costs a fraction of the price of your trip, and for most travelers, it’s worth it for the peace of mind.

 

Shopping for your insurance plan through SquareMouth has its benefits, but it might not be the best choice for everyone. Here’s what you can expect from SquareMouth trip insurance.

 

PROS

Zero-complaint guarantee for extra support

Compare dozens of insurance policies

Quickly review multiple quotes

CONS

Limited customer reviews on the BBB and Trustpilot.com

Doesn’t offer its own insurance policies

Pros explained

Why use SquareMouth? This unique platform has a few benefits: a zero-complaint guarantee, access to top insurance providers and simple policy comparisons.

 

Has a ‘Zero-Complaint Guarantee’

SquareMouth’s ‘Zero-Complaint Guarantee’ is a policy that helps travelers get the most out of their insurance policies.

 

When you compare SquareMouth insurance plans, the company guarantees that every plan comes from a reputable, established provider. It will also advocate for you if you run into any issues with your insurance provider. You’ll still have to file your claims directly through your insurance company, but if you have a complaint, you can connect with a SquareMouth representative who will then go to the provider on your behalf.

The zero-complaint guarantee doesn’t mean SquareMouth’s plans get no complaints. It means the company will help you if you have an issue after you file your claim.

 

Shows results from dozens of travel insurance providers

When you buy insurance from a major provider, you can compare plans side-by-side — but only that company’s plans. SquareMouth lets you browse through plans from dozens of reputable, financially stable providers.

 

This feature helps travelers save time and make sure they pick the best policy for their needs. In addition, SquareMouth insurance reviews show unbiased customer opinions of each plan to help you make your choice.

 

Easy policy comparison

Comparing policies on SquareMouth is fast and easy. The site operates like a search engine. Type in your trip dates, cost and traveler information, and you’ll see dozens of plans that might work for you.

 

Cons explained

SquareMouth provides a valuable service, but it isn’t the only way to buy travel insurance. You might not want to use SquareMouth if you’d rather buy insurance directly from the provider or if you prefer to do business with a company that enjoys a uniformly better online reputation.

 

Doesn’t provide travel insurance policies of its own

SquareMouth is not an insurance company. It partners with major insurance providers to facilitate an easier buying process. The benefit of this service is that you can compare multiple insurance plans at once, but some people might not like working with a third-party company.

 

If you’d rather talk with an insurance agent from a travel insurance company, you should buy a policy directly from a provider instead of going through SquareMouth.

 

Mixed customer reviews

SquareMouth earns an excellent rating of 4.4 out of 5 stars on Trustpilot. The Better Business Bureau awards the company an A+ rating, but the consumer reviews posted on the BBB site are generally poor.

 

What does that mean for potential SquareMouth customers? Mainly, that the site’s customer service might not be as responsive as advertised. However, a lack of positive SquareMouth reviews does not necessarily reflect the quality of the insurance plans sold through this website.

And sometimes, customers blame SquareMouth for issues that are better resolved with a travel insurance policy provider.

Here’s a brief overview of the different types of insurance plans you can buy through SquareMouth. Remember, none of these plans are offered by SquareMouth directly, but the company will let you compare prices and provides advocacy services if you need to file a claim.

 

Single trip policies

A single-trip travel insurance policy is a short-term plan that you can buy for a flat rate before your trip. SquareMouth’s single-trip policies are provided by dozens of companies, including:

 

Seven Corners Travel Insurance

Nationwide

TravelSafe Insurance

John Hancock Travel Insurance

Berkshire Hathaway

Some single-trip travel insurance policies are for medical coverage only. That means coverage for hospitalization, doctor’s visits, medical evacuation or other emergency medical expenses while you’re traveling. Other travel plans include coverage for baggage delays, trip cancelation and more.

 

Multi-trip (annual) policies

SquareMouth annual travel insurance plans cover multiple trips in one year. These plans are best for business travelers, international students, military members or anyone who travels frequently.

Annual policies normally don’t offer coverage for cancelations. However, they do offer travel delay coverage, medical coverage with high limits, accidental death coverage and other benefits. Depending on your provider, you might be able to add optional riders to your plan like waivers for pre-existing conditions.

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